What in the world is going on? Have you asked yourself that question lately? Well, when it comes to
the things we see going on around the world, you're really answering your own question... because it is the
world..... and that's why things are so bad. Today we continue our look back at the most requested messages
from 2015, by sharing a message from Lloyd's series called "Understanding the Times". If you're a bit
confused when you look around today, you're not alone.